Ross Jones, Director of Home Financial, Featured on Barclays Mortgage Insider Podcast with Phil Spencer

Ross Jones, Director of Warrington-based mortgage brokerage Home Financial, appeared on the latest episode of the Barclays Mortgage Insider podcast, hosted by property expert Phil Spencer.

In the episode, Ross joined Phil and the Barclays team to discuss the current state of the UK mortgage market and how brokers are helping clients navigate an increasingly complex environment. With rising rates, evolving lender criteria, and economic uncertainty, the conversation sheds light on how trusted advisers can make a real difference to borrowers today.

Ross Jones commented:
“It was a real pleasure to join Phil Spencer and the Barclays Mortgage Insider team. We’re in a challenging market, but also one full of opportunity for those who are well-advised. It’s more important than ever that we, as brokers, provide honest, proactive guidance to help people make confident decisions about their homes and finances.”

Episode Highlights:

• The North-South divide in the property market – Ross gave the Northern perspective with a focus on Warrington and the North West.
• The Broker’s Role in a Shifting Market
  Ross explains how mortgage brokers can guide clients through remortgaging, rate switches, and affordability concerns.
• Understanding Borrower Anxiety
  A discussion on why empathy and transparency are essential in today’s environment—and how Home Financial delivers both.
• Local vs National Trends
  Drawing from his experience in Warrington and the North West, Ross provides insights into how regional housing trends compare with national movements.
• Technology & Personalisation
  The conversation touches on how digital tools can enhance the broker–client relationship without losing the human touch.

About Home Financial
Based in Warrington, Home Financial is a client-first mortgage and protection brokerage offering independent, tailored advice to homebuyers, landlords, and those looking to remortgage. The firm is committed to making the mortgage process clear, efficient, and stress-free for every client.